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Not just an expat but also a Grenzgänger

If there’s one way you can complicate your life even more so than by moving abroad, it’s by moving abroad and then having one member of your household work in yet a different (third) country. In our case, we’re Americans living in Germany with one of us working in Germany and another about to start a few kilometers down the road in Switzerland. Beyond being an Expat I’m also a Grenzgänger.

How does being a Grenzgänger affect your life? I’m just starting to find out but…

Grenzgänger Krankenversicherung

Since we arrived in Germany and until I start working I’m covered by my wife’s insurance. Once I’m employed again from what I understand of the German system I’m on my own. What are my requirements? I need to have coverage in Switzerland and in Germany as well as travelers coverage for when we are out and about in Europe and the States. So far through recommendations as well as Google I’ve found a few options:

I’m working on getting quotes and information from all three, but if you have any recommendation or advice on this topic please leave them below. I will post more information on the topic of health insurance for expat-Grenzgängers as I figure it out.

Handy Tarife für Grenzgänger

I’m also trying to figure out a reasonable handy tarife.  Spending my days in Switzerland, my nights in Germany and hopefully my weekends travelling in Europe I recognize I might be part of a too-small-to-have-a-cell-phone-plan-designed-around-them population but I’m still investigating and trying to figure out the most cost effective option.  Further more I would prefer a plan that is data as opposed to minute heavy (would rather email than telephone) – geez I’m picky. If you’ve been through this situation or have any recommendations please leave a note below! I’ll post more information as I find it.

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  • Wow! You just made living in Germany and working in Germany feel a whole lot easier. What a cool thing to experience. Good luck!
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